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Buy House

For most people, buying a home is one of life's main goals.

The excitement culminates with the turnkey and sense of purpose completed. However, it is a very important decision in life and should be well considered, however, you should be financially prepared.

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Buy House
Buy House
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Property Type
Luxury villa
Apartment
Villa
Luxury apartment
Garage
Store
Building
Land
District
Aveiro
Beja
Braga
Bragança
Castelo Branco
Coimbra
Évora
Faro
Guarda
Leiria
Lisboa
Portalegre
Porto
Santarém
Setúbal
Viana do Castelo
Vila Real
Viseu
Ilha da Madeira
Ilha de Porto Santo
Ilha de Santa Maria
Ilha de São Miguel
Ilha Terceira
Ilha da Graciosa
Ilha de São Jorge
Ilha do Pico
Ilha do Faial
Ilha das Flores
Ilha do Corvo
Municipality
Minimum price
40000
80000
100000
120000
140000
160000
180000
200000
250000
300000
350000
400000
500000
600000
700000
800000
900000
1000000
1500000
2000000
2500000
3000000
4000000
5000000
7500000
10000000
Maximum Price
40000
80000
100000
120000
140000
160000
180000
200000
250000
300000
350000
400000
500000
600000
700000
800000
900000
1000000
1500000
2000000
2500000
3000000
4000000
5000000
7500000
10000000
Bedrooms
T0
T1
T2
T3
T4
T5
T6
T7
10  Available
Buy
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Luxury T4 villa Cascais Bicuda Urban Village

1700000

Luxury T4 villa Cascais Bicuda Urban Village

Lisboa, Cascais, quinta-da-bicuda

Buy
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Luxury townhouse in Quinta da Bicuda

1700000

Luxury townhouse in Quinta da Bicuda

Lisboa, Cascais, quinta-da-bicuda

Buy
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Sol Tejo building in Alhandra

500000

Sol Tejo building in Alhandra

Lisboa, Lisbon, alhandra

Buy
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T5 Luxury Villa in Cascais with swimming pool

1700000

T5 Luxury Villa in Cascais with swimming pool

Lisboa, Cascais, quinta-da-bicuda

Buy
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Luxury T2 Apartment Oeiras Urban Gardens

640000

Luxury T2 Apartment Oeiras Urban Gardens

Lisboa, Lisbon, paco-de-arcos

Buy
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Apartment T3 + 1 in Queijas

465000

Apartment T3 + 1 in Queijas

Lisboa, Oeiras, queijas

Buy
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T3 apartment in Oeiras

455000

T3 apartment in Oeiras

Lisboa, Oeiras, queijas

Buy
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T2 apartment Oeiras Building

400000

T2 apartment Oeiras Building

Lisboa, Oeiras, queijas

Buy
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T3 apartment in Queijas

465000

T3 apartment in Queijas

Lisboa, Oeiras, queijas

Buy
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Luxury Apartment T2 Quinta das Marianas Cascais

530000

Luxury Apartment T2 Quinta das Marianas Cascais

Lisboa, Cascais, carcavelos-e-parede

Best time to buy a house

The best time to buy a house is directly related to home loan rates. 

House prices can vary greatly and depend on various factors arising from supply and demand. This causes the values ​​to increase or decrease.

It is now easier to finance a home because EURIBOR is very low compared to previous values. When rates are low, as well as the spread of banks, it is an excellent opportunity to buy a home.

 

Long term schedule

You should keep in mind if in the long run you will need to sell the house. If so, location is of high importance not only in the value of housing but also in the ease of finding buyer. However, keep in mind that if you buy a well-located home, you pay a higher IMI tax, and to learn more about this amount, see Finance.

There are still other factors that can influence the value of the house considering the location, such as good accessibility, proximity to transport, services, schools, commerce, among others.

 

Evaluate well the dimensions of the house

When you want to buy a house you have to evaluate the dimensions of the property well because the bigger the house is, the higher are the costs of maintenance, heating and associated taxes, which can weigh on your budget and increase expenses.

 

Find out about housing support programs

There are several housing aids when buying a home that can help you, especially by encouraging renting, rather than buying. They may be aimed at young people with low incomes at an early stage of rental.

 

Consider looking for an agency or real estate agent.

A real estate agent can advise you on several important aspects when buying a home, relieving stress and all the work associated with the buying process. Consult someone you can trust and ask your family or friends for referrals.

 

Buying and selling properties

The property buying and selling market is booming in Portugal - the number of transactions has reached never before since 2009. And there are properties that are soon acquired as soon as they are placed on the market; such is the volume of demand from of investors. However, only 15% of apartments and 9% of villas put up for sale find buyers in less than a month. About 30% of apartments and 43% of villas have been announced for over a year.

 

Buy and Sell Market in Portugal

Regarding the Portuguese real estate buy and sell market, the values ​​soared in 2018, compared to 2017, reaching a 25% increase in the average price of real estate sales, rising from 197 561 Euros to 247 090 Euros.

Types of houses

Regions with highest value

According to the confidential real estate website, one of the top market review sites, the districts with the highest average home sales value were:

  • Lisbon (329,833.29 Euros);             
  • Faro (316,201.64 Euros);             
  • Porto (219,906.06 Euros);             
  • Leiria (213,221.42 Euros);             
  • Setúbal (206,326.21 Euros).             

In 2019, in the district of Lisbon, the average sale value of an apartment or house was 33% higher than the other regions of the country.

Luxury municipalities

Regions with lowest value

The lowest average value of properties for sale in 2018 was in the districts of:

  • Castelo Branco (123.873,80 Euros);             
  • Portalegre (142,989.85 Euros);             
  • Guarda (147,913.8 Euros);             
  • Beja (151,606.72 Euros);             
  • Santarém (153,650.35 Euros),             

Of these districts, Portalegre was the only one that maintained the same average value in 2019, compared to 2018.

Real Estate municipalities

Top Growth Districts

In terms of growth, districts located relatively close to the Lisbon district, such as Setúbal and Leiria, recorded an average increase in property sales value of 33% compared to 2018 compared to the previous year. Also the districts of Porto, Lisbon and Faro recorded significant growth of 26%, 24% and 15%, respectively.

 

Buy a house or rent a house?

The real estate market has been growing in Portugal, especially due to tourism and the city's historic centers are packed with local tourist accommodation. Room rental prices continue to rise as well as the rent of a home. The difference between buying a house and paying a monthly fee to the bank or a monthly income is no longer much. However, there is no clear answer to this question as it will depend on one's prospects and financial capacities.

We are here to help you. Good changes!

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